The identity check journey: Selma screens around Fidentity's flow
Selma “Reviewing your identity” screen

Overview

How do you redesign a step that happens in someone else's product? Opening a Selma account ends with proving who you are. That used to mean IDnow: a second app and a video call with an agent. In a two-week design sprint I designed everything around Fidentity, an identity check that opens right from our app: the way in, the way back and every wait in between. About a quarter more of the people who start the check now get through it.

How do you redesign a step that happens in someone else's product? Opening a Selma account ends with proving who you are. That used to mean IDnow: a second app and a video call with an agent. In a two-week design sprint I designed everything around Fidentity, an identity check that opens right from our app: the way in, the way back and every wait in between. About a quarter more of the people who start the check now get through it.

CLIENT

Selma Finance

YEAR

2025

DELIVERABLES

Edge cases & flows UX copy UI design Prototype

ROLE

Product designer & project lead

01 — The problem

The last step was the biggest leak in onboarding

To finish opening an account, people had to leave Selma: download the IDnow app, copy an Ident-ID code, then wait for a video call with an agent, Monday to Saturday, 7:00–22:00. Close to half of the people who started the check never got through it.

The IDnow flow: from Selma into a second app
The IDnow flow: from Selma into a second app

02 — What people told us

People weren't failing the check. The check was failing them.

Customer feedback kept telling the same story: long waits, agents who didn't show up, and people trying again and again.

“Hi! I’ve tried identifying myself 7 times today with ID NOW and no one is ”showing up” to do the identification”

— a potential client, via customer support

“Client has now tried 6 times over 3 weeks to complete the verification with IDnow.”

— a Customer Success note

03 — The turning point

We couldn't change their screens, so I designed everything around them

Fidentity lets people scan their ID, take a selfie and sign their documents in a web flow that opens from our app, without waiting for an agent. But those screens belong to Fidentity, and we couldn't redesign them. What we could design was the way in, the way back and every wait in between.

So the question became: how might we make a step we don't own feel like part of Selma?

Selma's screens around Fidentity's flow
Selma's screens around Fidentity's flow

04 — Constraints

Three rules we designed within

  • Their screens, our flow — Fidentity's screens can't be changed, only what comes before and after.

  • Two providers at once — IDnow stayed live as a backup at the start, so nothing could break the old flow.

  • People don't finish in one go — they leave halfway, come back two weeks later, or finish at night, when no one can review their ID until morning.

05 — The solution

So the app now always tells you what happens next

One bridge screen sets expectations: “Verify your identity to sign your account opening documents”, with a reminder to have a valid passport or European ID card ready. After Fidentity, people land back in Selma on a screen that fits the moment: “Reviewing your identity” during business hours, “Identity review will continue soon” at night. The home checklist shows the same state, so anyone who leaves can see where they are.

Reviewing by day, continuing at night, and the same state on the home checklist
Reviewing by day, continuing at night, and the same state on the home checklist

06 — Key decisions

Four decisions did most of the work

  • Design every exit, not just the happy path — I mapped what happens when people leave during business hours, outside them, after an error, or two weeks later, and gave each one its own screen.

  • Say who's waiting on whom — every waiting screen says what's happening, how long it usually takes, and that a notification will follow.

  • Two kinds of error — “Identification failed 😕” offers a retry; “A quick manual check is needed” sends people to support, without making it their fault.

  • Keep a way back — a switch between IDnow and Fidentity meant we could roll back if drop-off spiked.

Two kinds of error: try again, or talk to support
Two kinds of error: try again, or talk to support

07 — Impact

About a quarter more people get through

After the switch, about a quarter more of the people who started the identity check got through it, and more of them went on to sign their documents. That's still short of what we bet on. To be fair: the investment plan from part two launched the same week, though it changes an earlier step.

What I'd take with me: when you can't design the core screens, design the seams. Most of the risk lives in the moments between two products. Next time I'd agree on one success metric before launch, so we're not piecing it together from two providers' events afterwards.

What happened next: a month after the switch, the notification prompt moved to right after the check, where updates actually matter.

Exact figures are confidential. Amounts in screenshots are examples. Reach out for the full story.

About a quarter more people get through the identity check
Home checklist showing “Reviewing your identity”
Before: IDnow in a second app. After: Fidentity from the Selma app